Here are some sample monthly amortization figures for The Palms at Lakeshore in Mexico, Pampanga based on available house-and-lot models and bank financing. These are estimates from published sample computations — actual figures may vary depending on the house model, selling price, interest rate, loan term, and your loan provider (bank or Pag-IBIG):
📊 Typical Monthly Amortization (Bank Financing)
🏠 Liana Townhouse Model (≈ ₱1.05M TCP)
5 years: ~ ₱19,200/mo 10 years: ~ ₱11,700/mo 15 years: ~ ₱9,300/mo 20 years: ~ ₱8,200/mo
🏠 Mia Townhouse Model (≈ ₱1.30M TCP)
5 years: ~ ₱23,500/mo 10 years: ~ ₱14,300/mo 15 years: ~ ₱11,380/mo 20 years: ~ ₱10,020/mo
🏠 Sofia Single Attached (≈ ₱1.52M–1.65M TCP)
5 years: ~ ₱29,400–29,800/mo 10 years: ~ ₱17,800–18,100/mo 15 years: ~ ₱14,200–14,400/mo 20 years: ~ ₱12,500–12,700/mo
🏠 Brooke Single Attached (≈ ₱2.03M–2.11M TCP)
5 years: ~ ₱36,900–38,280/mo 10 years: ~ ₱22,400–23,250/mo 15 years: ~ ₱17,830–18,500/mo 20 years: ~ ₱15,710–16,300/mo
🏠 Ivana Model (≈ ₱4.8M TCP)
10 years: ~ ₱51,900/mo 15 years: ~ ₱41,400/mo 20 years: ~ ₱36,900/mo 25 years: ~ ₱33,900/mo
📌 Notes You Should Know
✅ Monthly amortization normally begins after the downpayment/equity is fully paid (downpayments often paid in monthly installments first).
✅ Terms vary by bank interest rates (assumptions in the samples are indicative — actual rates depend on lender and borrower credit).
✅ Pag-IBIG financing may offer lower monthly payments than bank loans, but you need to check with your Pag-IBIG branch for current rates and eligibility.
