How to Connect GCash to Wise: A Step-by-Step Guide

Sending and receiving money internationally is now easier with Wise (formerly TransferWise) and GCash. However, many Filipinos still wonder:

“Can I connect GCash to Wise directly?”

Here’s what you need to know, plus practical workarounds to send funds from Wise to GCash or vice versa safely.

Can You Connect GCash Directly to Wise?

Currently, Wise does not support a direct link to GCash for automatic transfers.

However, you can still use Wise to send money to your GCash wallet by transferring to GCash through local bank routes or partner channels.

What You Need

✅ Active GCash account (fully verified)
✅ Active Wise account (with verified identity)
✅ GCash mobile number
✅ Access to GCash’s linked bank options (like BPI, UnionBank, or your PH bank account)

Method 1: Sending Money from Wise to GCash via Local Bank Transfer

1️⃣ Link Your PH Bank Account to GCash

• Open GCash, go to Cash In > Online Banks, and link your BPI, UnionBank, or other supported bank.

2️⃣ Transfer Money from Wise to Your PH Bank

• Open your Wise app or website.
• Choose Send Money.
• Select PHP as the currency.
• Enter your Philippine bank details (account name, number, and SWIFT if needed).
• Complete the payment.

3️⃣ Cash In to GCash from Your Bank

• Once your PH bank receives the money, open GCash.
• Go to Cash In > Linked Banks.
• Select your linked bank and cash in the desired amount to your GCash wallet.

✅ Done! Your Wise funds are now in your GCash wallet.

Method 2: Using a Third-Party Remittance Partner

Wise sometimes partners with remittance providers (like InstaPay or Dragonpay) to send funds to e-wallets in the Philippines. Check your Wise app:

1️⃣ Open Wise and tap Send.
2️⃣ Enter the recipient’s GCash mobile number as a bank transfer, if the partner is available.
3️⃣ If “GCash” appears under payout options, proceed to send directly.

Note: This option is not always available, so check your Wise app regularly for updates.

Method 3: Using a Friend or Trusted Exchange Service

If you need funds urgently in GCash, another practical workaround is:

✅ Send Wise funds to a trusted person’s PH bank account.
✅ Have them transfer the amount to your GCash wallet.

This is useful for emergencies, but only use this method with people you fully trust.

Fees to Consider

• Wise transfer fees (usually low and transparent)
• Bank fees (some PH banks charge minimal fees on incoming foreign remittances)
• GCash cash-in fees (linked banks typically do not charge, but over-the-counter partners may)

Tips to Remember

✅ Use your full legal name on Wise and GCash to avoid issues.
✅ Always double-check account numbers and mobile numbers before sending.
✅ Track your transfer on Wise for transparency and real-time updates.
✅ Keep your GCash app updated for smooth linking and cash-in.

Final Thoughts

While there’s no direct “Connect GCash to Wise” button, you can efficiently move your funds between Wise and GCash using local bank transfers and cash-in methods.

This setup lets you enjoy Wise’s excellent rates while having easy access to your funds through GCash for bills, QR payments, and sending money within the Philippines.

If you want more practical guides like this, let me know what else you need to simplify your global money management while living or working in the Philippines.