Typical Price Range (Montara – Delano / Similar Models)
A Montara single-attached home is listed around ₱4.68 M (Total Contract Price). Other Montara units (like a similar Montara townhouse) have been shown around ₱3.26 M TCP in some listings. (Price can vary by model/phase — check with the developer or agent for current pricing.)
🧮 Sample Monthly Amortization Examples
🏠 Example A — ₱4.68 M Montara (Single-Attached)
Bank financing estimates:
Loan Term
Approx. Monthly Amortization
20 years
~₱33,900/month
15 years
~₱39,000/month
10 years
~₱50,000/month
5 years
~₱84,000/month
These are approximate monthly loan payments if financed through a bank after downpayment. Downpayment usually ~10 % (e.g., ~₱458k on a ₱4.68 M price), payable over 12 months.
🏘️ Example B — ₱3.26 M Montara (Townhouse)
Pag-IBIG financing example:
Total Contract Price: ~₱3,259,040 Equity/Downpayment: ~₱1,125,040 (payable ~36 months = ~₱30,973/mo) Then loanable of ~₱2.13 M for amortization.
Pag-IBIG and bank terms will produce different monthly amounts depending on term & rates.
💡 Endura Land Financing Terms (General Guide)
From Endura Land’s buyers guide (their standard financing structure):
🏦 Bank Financing
Downpayment: ~15% of total contract price (payable up to ~12 months) Loan Balance: up to 30 years (interest based on bank rate)
📋 In-House Financing (Developer Assisted)
Downpayment: ~20% of total contract price (payable up to ~18 months) Loan terms typically shorter (e.g., ~5–10 years) at a fixed developer interest (~14% p.a.)
💡 If you pay full downpayment within 30 days of reservation, you may qualify for a 5% discount on the DP portion.
🧾 Notes Before You Calculate Your Exact Amortization
✔ The actual monthly amortization will vary based on:
Your loan term (e.g., 10, 15, 20 years) Interest rate from bank or in-house financing Amount financed (after downpayment) Whether you’re using Pag-IBIG financing or bank/in-house loan
✔ You can do a precise calculation if you have:
Total Contract Price (from developer) Downpayment amount & term Loanable amount (TCP − downpayment) Interest rate & loan term
I can help compute a personalized monthly amortization if you share these details (TCP, downpayment %, term, and whether you want Pag-IBIG or bank financing).